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Refund Policy

This policy applies only to the approved public services listed below.

Successful Services

A successfully completed recharge, bill payment, transfer, payout, booking, insurance transaction, report or statement request is generally not refundable merely because a user changes their mind.

Failed, Pending or Duplicate Transactions

If a transaction fails, remains pending or is duplicated, resolution depends on the final status and the applicable bank, operator, biller, insurer, travel provider or service partner. An eligible reversal or refund is processed only after confirmation from the relevant provider.

Incorrect Details

Users must verify all details before submitting a request. A refund cannot be promised when a service is processed successfully using incorrect information supplied by the user.

Cancellation

Train, bus, flight, hotel, holiday-package and insurance cancellations are subject to the applicable provider’s terms, deductions and eligibility rules.

Raise a Grievance

Keep the transaction reference and relevant proof, then use the contact details below.

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